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Posted: Thursday, February 22, 2018 4:06 AM

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If you're looking for cheap automobile insurance a few minutes could save you a lot of money on your coverage in Texas. Getting lower cost insurance in the single best way to save the most on your vehicle operating expenses. Don't let this opportunity to get cheap insurance in Texas pass you by. Offering instant online quotes for cheap liability insurance in Texas and each state in the USA. You could also save money with cheap full coverage auto insurance and shield your vehicle against loss or damage from accident, theft or vandalism. But if you just need Texas minimum liability auto insurance, you can still save a bundle of money. With quotes available for every city, town and locality, it can't hurt to check and see if you could save some money today.

Texas requires drivers purchase a motor vehicle insurance policy that will pay at least $30,000 if one person is injured in a collision, at least $60,000 in insurance to cover multiple people injured in a single accident. They must also carry at least $25,000 worth of property damage coverage. This is most commonly referred to as 30/60/25 coverage. While this coverage will make it legal to drive on public roads in Texas, it will not pay a dime to repair or replace your vehicle or cover medical expenses for you and/or your passengers if you are at-fault causing an automobile accident. Please do not ignore that last sentence. The failure to carry additional collision or comprehensive coverage can be a catastrophic financial event in your life that you will deeply regret for many years to come. These comprise two coverage available in the blanket term "full coverage car insurance". Comprehensive coverage covers losses that are NOT the result of a collision. This usually includes theft, earthquake, fire, flood, falling objects, or an accident involving an animal. Collision coverage covers damage to your vehicle if you are involved in an accident (collision) with another vehicle or an object, such as a tree or a brick wall.

Comprehensive and collision coverage are not required by state law, but lending institutions may require these coverage if you have a loan through their company.

View the Texas Department of Insurance for answers.

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